tel.  0203 488 9124



tel.  0203 488 9124




Insuring yourself against life’s unforeseen events is essential. Here we have a range of insurers to select from who can offer the most basic of policies to the more bespoke. Everyone has different needs specific to their wealth, health and risks so good advice is essential. The insurance chosen now can have far reaching consequences on the future.


Life Insurance

Life insurance pays out on the policyholder’s death, typically in the form of a lump sum . You may wish to insure known debts and/or leave a ‘legacy’ for a dependant. Terms can have set end dates or be ‘whole of life’.

Family Income Benefit is a variant of Life Insurance that pays monthly rather than a lump sum.


Critical Illness Cover

Unlike Life Insurance, Insurers can differ greatly on what they include in these policies but there is always a solution to match every need and budget. The importance of critical illness cover is that the insurance pays out on diagnosis, so you may get cured from the illness due to technological advances but you will still get your lump sum pay out.


Income Protection

This is a type of cover that offers a replacement income if you’re unable to work, usually due to illness or injury. There are several types of income protection insurance, offering short and long-term coverUseful to all but particularly those that depend on a main or single income. These policies can be arranged to pay immediately after a successful claim (which is particularity useful to Self Employed workers), or after a deferred period of time.

We are not authorised to provide advice on Home Insurance and Business Protection  and will refer you to an authorised specialist, who can assist you in this area.

Home Insurance

We can choose from a range of insurers, all of which will be acceptable to lenders – Buildings Insurance is mandatory if you have a mortgage and will be checked by a solicitor when exchanging contracts for a purchase of remortgaging to a new lender. As an independent broker, we ensure your needs are met by selecting from our Defaqto 5 star rated policy providers as we understand that the value of any policy is in the claim.


Business Protection

Protecting your business, shareholding and your employees is an essential part of ensuring that it functions correctly and helps you in case you need to replace key staff. As such there is a wide range of policies for several situations, and our professional advisers can help you through the options, structuring solutions to ensure your business is sufficiently protected.

Key Person Cover

One of the most valuable assets of a business is its staff, with business success or failure depending on them.

Some of these people because of their specialised knowledge, skills or contacts, are vital to the profitability of the business. They are often referred to as ‘key persons’ as their death or incapacity could result in the financial performance of the business being adversely affected. Such an event could lead to a significant fall in profits, perhaps to the inability to repay loans or meet other obligations and, in extreme cases, to the collapse of the business.

Just as it is necessary to insure a business against the loss of or damage to physical assets, it is also vital to insure against the loss and/or against the serious illness/disability of a key person.


Ready to talk?

Jargon free Mortgage and Insurance advice? Give us a call today to find out how we can help find your next mortgage. We love to hear from clients old and new. 

  0203 488 9124             

Our office hours are:   Mon to Fri 09:00am to 05:00pm    Sat 09:00am to 12:00pm    Sun closed all day

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
There may be a fee for mortgage advice, the exact amount will be based on your circumstances & will be agreed following your initial meeting. A typical fee is £495.
Most forms of buy to let mortgage are not regulated by the Financial Conduct Authority.
RN Finance Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority..
RN Finance Ltd is registered in England and Wales no: 13297954
Registered Address: 27 Old Gloucester Street, London, WC1N 3AX
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK


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